:root {
    --mainColor: #8B1A1A;
    --navyColor: #1B2D50;
    --radius-card: 12px;
    --radius-button: 6px;
    --radius-input: 8px;
    --shadow-md: 0 10px 30px rgba(27, 45, 80, 0.18);
}

/* ============================================
   PAGE WRAPPER
   ============================================ */
.form-container {
    min-height: calc(100vh - 80px);
    background: linear-gradient(135deg, #f4f6fa 0%, #e8ecf5 100%);
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    display: flex;
    flex-direction: column;
    align-items: center;
    padding: 48px 20px 60px;
    position: relative;
    transition: background-image 0.3s ease;
}

/* Dark overlay so card stays readable over background images */
.form-container::before {
    content: '';
    position: absolute;
    inset: 0;
    background-color: rgba(15, 25, 50, 0.55);
    opacity: 0;
    transition: opacity 0.3s ease;
    pointer-events: none;
    z-index: 0;
}

.form-container > * {
    position: relative;
    z-index: 1;
}

/* Activate overlay when any card is selected */
.form-container:has(.option-card.selected)::before {
    opacity: 1;
}

/* Page background switches based on selected card */
.form-container:has(.option-card[data-value="car"].selected)        { background-image: url('/Images/insurance/car.jpg'); }
.form-container:has(.option-card[data-value="van"].selected)        { background-image: url('/Images/insurance/van.jpg'); }
.form-container:has(.option-card[data-value="home"].selected)       { background-image: url('/Images/insurance/home.jpg'); }
.form-container:has(.option-card[data-value="property"].selected)   { background-image: url('/Images/insurance/property.jpg'); }
.form-container:has(.option-card[data-value="commercial"].selected) { background-image: url('/Images/insurance/commercial.jpg'); }
.form-container:has(.option-card[data-value="liability"].selected)  { background-image: url('/Images/insurance/liability.jpg'); }
.form-container:has(.option-card[data-value="travel"].selected)     { background-image: url('/Images/insurance/travel.jpg'); }
.form-container:has(.option-card[data-value="farm"].selected)       { background-image: url('/Images/insurance/farm.jpg'); }

/* ============================================
   PROGRESS BAR
   ============================================ */
.progress-header {
    width: 100%;
    max-width: 760px;
    margin-bottom: 28px;
}

.progress-labels {
    display: flex;
    justify-content: space-between;
    margin-bottom: 10px;
    font-size: 13px;
    font-weight: 600;
    color: #5a6a88;
    text-transform: uppercase;
    letter-spacing: 0.8px;
    transition: color 0.3s ease;
}

.form-container:has(.option-card.selected) .progress-labels {
    color: rgba(255, 255, 255, 0.8);
}

.form-container:has(.option-card.selected) .footer-info {
    color: rgba(255, 255, 255, 0.65);
}

.progress-bar-container {
    width: 100%;
    height: 6px;
    background-color: #d8dff0;
    border-radius: 999px;
    overflow: hidden;
}

.progress-bar {
    height: 100%;
    background: linear-gradient(90deg, var(--navyColor), var(--mainColor));
    border-radius: 999px;
    transition: width 0.4s ease;
}

/* ============================================
   CARD
   ============================================ */
.card {
    width: 100%;
    max-width: 760px;
    background: #ffffff;
    border-radius: var(--radius-card);
    box-shadow: var(--shadow-md);
    padding: 44px 48px;
}

.card-title {
    font-size: 26px;
    font-weight: 700;
    color: var(--navyColor);
    margin-bottom: 8px;
}

.card-subtitle {
    font-size: 15px;
    color: #6a7a96;
    margin-bottom: 32px;
}

/* ============================================
   STEP VISIBILITY
   ============================================ */
.step-content {
    display: none;
}

.step-content.active {
    display: block;
}

/* ============================================
   OPTION CARDS GRID
   ============================================ */
.options-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
}

.option-card {
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 24px 12px;
    border: 2px solid #dce3f0;
    border-radius: var(--radius-card);
    background-color: #f8faff;
    cursor: pointer;
    transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.15s ease;
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.option-card:hover {
    border-color: var(--navyColor);
    transform: translateY(-3px);
    box-shadow: 0 8px 20px rgba(27, 45, 80, 0.12);
}

.option-card.selected {
    border-color: var(--mainColor);
    box-shadow: 0 0 0 3px rgba(139, 26, 26, 0.15);
}

.icon-wrapper {
    width: 52px;
    height: 52px;
    background-color: #f5dede;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    color: var(--mainColor);
    position: relative;
    z-index: 1;
    transition: background-color 0.2s ease;
}

.option-card.selected .icon-wrapper {
    background-color: var(--mainColor);
    color: white;
}

.option-label {
    font-size: 13px;
    font-weight: 600;
    color: var(--navyColor);
    text-align: center;
    position: relative;
    z-index: 1;
}

/* Background image overlay — visible on .selected only */
.option-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background-color: rgba(255, 255, 255, 0.82);
    z-index: 0;
    opacity: 0;
    transition: opacity 0.2s ease;
}

.option-card.selected::before {
    opacity: 1;
}

.option-card[data-value="car"].selected      { background-image: url('/Images/insurance/car.jpg'); }
.option-card[data-value="van"].selected      { background-image: url('/Images/insurance/van.jpg'); }
.option-card[data-value="home"].selected     { background-image: url('/Images/insurance/home.jpg'); }
.option-card[data-value="property"].selected { background-image: url('/Images/insurance/property.jpg'); }
.option-card[data-value="commercial"].selected { background-image: url('/Images/insurance/commercial.jpg'); }
.option-card[data-value="liability"].selected { background-image: url('/Images/insurance/liability.jpg'); }
.option-card[data-value="travel"].selected   { background-image: url('/Images/insurance/travel.jpg'); }
.option-card[data-value="farm"].selected     { background-image: url('/Images/insurance/farm.jpg'); }

/* ============================================
   FORM (STEP 2)
   ============================================ */
.form-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.form-group.full-width {
    grid-column: 1 / -1;
}

.form-group label {
    font-size: 13px;
    font-weight: 600;
    color: var(--navyColor);
    text-transform: uppercase;
    letter-spacing: 0.6px;
}

.form-group input,
.form-group textarea {
    padding: 12px 14px;
    border: 1.5px solid #d0d8eb;
    border-radius: var(--radius-input);
    font-size: 15px;
    font-family: inherit;
    color: #1a1a2e;
    background-color: #fafbff;
    transition: border-color 0.2s ease, box-shadow 0.2s ease;
    outline: none;
    resize: vertical;
}

.form-group input:focus,
.form-group textarea:focus {
    border-color: var(--navyColor);
    box-shadow: 0 0 0 3px rgba(27, 45, 80, 0.1);
}

/* ============================================
   NAVIGATION FOOTER
   ============================================ */
.navigation-footer {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-top: 36px;
    padding-top: 28px;
    border-top: 1px solid #e8ecf5;
}

.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 13px 28px;
    font-size: 15px;
    font-weight: 600;
    border-radius: var(--radius-button);
    cursor: pointer;
    border: 2px solid transparent;
    transition: all 0.2s ease;
    font-family: inherit;
}

.btn-outline {
    background-color: transparent;
    border-color: #c8d0e4;
    color: #5a6a88;
}

.btn-outline:hover {
    border-color: var(--navyColor);
    color: var(--navyColor);
}

.btn-primary {
    background-color: var(--mainColor);
    color: white;
    box-shadow: 0 4px 14px rgba(139, 26, 26, 0.35);
}

.btn-primary:hover {
    background-color: #a52020;
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(139, 26, 26, 0.45);
}

/* ============================================
   FOOTER NOTE
   ============================================ */
.footer-info {
    margin-top: 20px;
    font-size: 13px;
    color: #8a96b0;
    text-align: center;
}

/* ============================================
   RESPONSIVE
   ============================================ */
@media (max-width: 768px) {
    .card {
        padding: 32px 24px;
    }

    .options-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .form-grid {
        grid-template-columns: 1fr;
    }

    .form-group.full-width {
        grid-column: 1;
    }
}

@media (max-width: 480px) {
    .options-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 12px;
    }

    .option-card {
        padding: 18px 8px;
    }

    .card-title {
        font-size: 22px;
    }
}